Indian Money Review - How People Are Cheated By Insurance Agents

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Insurance agents help you get insurance & they are supposed to sell policies that meet financial goals. As per Indian Money reviews, many agents prefer to sell policies that give high commissions.
Want to know more on Term Insurance? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products.
IndianMoney Review: How People Are Cheated By Insurance Agents
These are the ways an insurance agent may cheat you.
You will be forced to buy endowment plans
When you contact insurance agents to avail an insurance policy to protect loved ones, many insurance agents force you to buy an endowment plan. This is because they get a high commission on the premiums paid on the endowment plan. Availing endowment plans to protect loved ones is not a good idea, as it comes with a low mortality cover.
Indian Money reviews Bangalore says availing term life insurance policy is the best option to protect loved ones in case of an unexpected demise.
Agents do not inform on the free-look period
Many insurance agents are very cunning and do not mention the free-look period. Free-look period is a time period in which you are allowed to return the policy, if you are unhappy with it. The free-look period is for 15 days and starts from the day you receive policy documents. Many agents do not talk on free look period and simply say that once the policy is bought, it cannot be returned.
Hidden clauses and exclusions
While selling term life insurance policies, some agents do not mention certain clauses and exclusions. If you do not disclose certain facts which are important, the claims made by your family would be rejected by the insurer. For instance, if you do not disclose smoking habits, your insurance claim will be rejected. As per Indian Money Bangalore, you should not hide anything from your insurer.
Have a complaint against any company? IndianMoney.com complaints portal Iamcheated.com can help you resolve the issue. Just visit IamCheated.com and post your complaint. If you want to post a review on any company you can post it on Indian Money reviews and complaint portal IamCheated.com.
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Posted on : 08/12/2018, #, Edit

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